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Privacy Policy

Effective Date: May 30, 2026

Last Updated: May 30, 2026
 

GEM Land & Home (“Company,” “we,” “us,” or “our”), a C-Corporation organized and existing under the laws of the State of Wyoming, operates the website gemlandhome.com (the “Site”). We are committed to protecting your privacy and handling your personal data with transparency and integrity.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site, submit property information, or engage with our real estate services.
 

1. Information We Collect

We collect information that identifies, relates to, describes, or could reasonably be linked, directly or indirectly, with a specific consumer or device (“Personal Data”). We collect this data across two main user categories: Property Sellers looking to liquidate real estate, and Land Buyers seeking to purchase real estate.

A. Information You Provide Directly to Us

  • Contact Information: Full name, mailing address, physical address, corporate entity names, phone number, and email address (such as inputs submitted via web forms to info@gemlandhome.com, offers@gemlandhome.com, or sales@gemlandhome.com).

  • Property Information: Parcel numbers (APN), county location, legal descriptions, acreage details, property tax statuses, and encumbrance information submitted for valuation.

  • Financial and Transactional Data: Bank account numbers, routing numbers, credit/debit card details, and billing addresses when establishing down payments or monthly owner-financed installment notes.

B. Information Collected Automatically

  • Log Data and Analytics: IP addresses, browser types, operating systems, referring URLs, pages viewed, and access times collected via standard website analytics tools.

  • Cookies and Tracking Pixels: We utilize basic cookies and tracking technologies to optimize Site functionality, track user engagement, and verify user interaction symmetry.


2. How We Use Your Information

We utilize your Personal Data strictly to execute our core real estate operations, including:

  • Evaluating Real Estate Inventory: Processing property entries to generate cash acquisition offers.

  • Contract Fulfillment: Preparing purchase agreements, special warranty deeds, closing disclosures, and dynamic promissory terms notes.

  • Servicing Installment Accounts: Processing monthly payment iterations, distributing annual statements, and executing accounting management.

  • Corporate Communication: Responding to inquiries via phone, email, text message, or automated document delivery.

  • Legal Compliance: Satisfying corporate governance, taxation frameworks, and statutory reporting requirements in the State of Wyoming and the State of Texas.


3. How We Share Your Information

GEM Land & Home does not sell, lease, or rent your Personal Data to third-party data brokers or marketing firms. We only share your data with trusted partners necessary to complete your real estate transaction:

  • Transaction Infrastructure Parties: Title companies, escrow agents, notary publics, and county recording clerks necessary to transfer legal titles.

  • Financial Processors: Secure, PCI-compliant third-party payment gateways utilized to automate monthly contract note processing.

  • Licensed Intermediaries: Third-party Residential Mortgage Loan Originators (RMLOs) when required by state finance regulations to clear consumer financing compliance.

  • Legal and Regulatory Enforcement: We may disclose information if required to do so by federal or state law, or in response to valid subpoenas or audits by regulatory commissions.


4. SMS and Mobile Communication Disclosures

If you provide your mobile phone number to us through our Site or direct mail inquiry forms, you explicitly consent to receive text messages (SMS) from GEM Land & Home regarding property offers, contract details, or account updates.

  • Opt-In Protection: Mobile numbers collected for text messaging purposes will not be shared with external third parties or affiliates for promotional purposes.

  • Opt-Out Control: You may opt out of receiving text messages at any time by replying "STOP" to any mobile message received.


5. Your Data Rights & Choices

Depending on your jurisdiction of residence within the United States, you may possess specific legal rights regarding your Personal Data under applicable state privacy frameworks. GEM Land & Home extends these basic protections to all our clients:

  • Right to Know and Access: You may request confirmation of whether we process your data and request a portable copy of the specific information collected.

  • Right to Correction: You may request that we rectify inaccurate or incomplete personal real estate or financial files.

  • Right to Deletion: You may request that we delete your Personal Data, subject to standard legal, regulatory, and contract-servicing retention exemptions (e.g., if you have an active, outstanding owner-financed note account with us, we must retain your data to service that loan).

  • Global Privacy Control (GPC): Our Site is designed to respect and honor universal browser opt-out signals, including the Global Privacy Control.


6. Data Security and Retention

We implement robust administrative, technical, and physical security measures designed to shield your financial profile and transaction documents from unauthorized access or disclosure.

  • Retention Window: We retain personal identifiers and property histories only for as long as is contractually necessary to service real estate agreements, maintain proper accounting ledgers, or satisfy corporate statutory retention baselines.


7. Children's Privacy

Our Site and services are structured exclusively for adults engaged in commercial and consumer real estate transactions. We do not knowingly collect or maintain data from individuals under the age of 16.


8. Updates to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time to align with changing state or federal regulatory environments. Any modifications will be indicated by an updated "Last Updated" date at the top of this page.


9. Contact Information

For any questions regarding this Privacy Policy, your data rights, or to submit a formal data request, please contact our administrative hub directly at:

GEM Land & Home Email: info@gemlandhome.com

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